Is Degenerative Joint Disease a Reason for Disability?

Is Degenerative Joint Disease a Reason for Disability?

Is Degenerative Joint Disease a Reason for Disability? Degenerative joint disease can make life hard. Day by day moving becomes tough and doing simple tasks can hurt. This is why some people think it should count as a disability. If you have this problem you know how much it can change your day to work.

Many folks deal with this pain in their joints as they get older. They find ways to adapt and still do the things they love. But there comes a time when they may need help from others or even need special care because of how bad it gets.

Doctors often use medical tests to see if someone has degenerative joint disease. These tests help them understand how severe the disease is. Then they tell the person what steps to take next or where to get more support if needed.

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Understanding Degenerative Joint Disease

Degenerative joint disease, often known as arthritis, is no small problem. It happens when the joints wear out over time. This can be due to age or repeated use of the same joints every day. The main sign is pain in places like knees, hips, and fingers.

This disease isn’t just about feeling stiff or having a little ache now and then. For some people it’s so bad that they can’t do their job anymore. They might struggle with things like walking up stairs or opening jars. That’s why it’s a big reason for disability claims.

The body parts hit by this condition are not just bones but also cartilage—the cushion between bones—and other tissues in the joint area. When cartilage breaks down bones rub together and cause more damage and pain each time you move that part of your body.

Knowing what degenerative joint disease means for your life is key to handling it well. Talk with doctors to get an idea of how much it might change what you do every day. They can help you find ways to keep doing as much as possible without too much hurt.

Impact on Daily Life

Living with degenerative joint disease means each day can be a challenge. Small tasks you once did without thought now need more time and care. It could be as simple as tying your shoes or walking to the mailbox. These acts become harder when your joints ache with every move.

People who love sports often find it tough to keep up with their games. They may have to watch from the sidelines instead of playing on the field. This change is not just hard on the body but it’s also hard for the heart because they miss what they love doing.

Jobs that need physical work are another area where this disease takes its toll. A person might have been good at their job lifting things or moving around fast. Now they may need help or even have to think about a different kind of work altogether.

Even home life feels this impact in big ways like cleaning or cooking which now seem like huge tasks. Family members might need to step in more often to help out around the house. Having others do things for you can feel strange if you’re used to being independent.

The point is clear: degenerative joint disease affects almost every part of daily living—from playtime and workdays right down to taking care of yourself and your place at home.

Disability Criteria

When it comes to degenerative joint disease not everyone will qualify for disability. The criteria are quite specific and they exist to see if a person’s condition is severe enough. Doctors look at how much your joints have changed and how this affects what you can do.

To meet the disability criteria your medical records need to show more than just pain. They must demonstrate that the joint disease impacts key life activities in a big way. This could mean that walking far, standing for long periods, or lifting things has become really hard for you.

Think of it as a checklist where certain points about your health must be ticked off. If the damage to your joints meets these set rules then you might get help as someone with a disability. But always remember that each person’s case is different so check with experts on this matter.

Consulting Your Insurance Company

If you’re facing degenerative joint disease it’s wise to talk with your insurance company. They can guide you through the coverage options for treatment and care. Understanding what’s covered can ease worries about the costs of managing this condition.

Start by reading your policy carefully or reach out to a customer service rep. Make sure to write down any questions before the call so you don’t forget them. It’s important to ask about things like physical therapy, medication, and surgery if needed.

Your insurer may need documents from your doctor about your degenerative joint disease. These papers help prove that treatment is necessary for your health and well-being. Be ready to share details of how this illness affects daily tasks at work or home.

Sometimes policies have special rules on what kind of treatments are covered for chronic conditions like arthritis. There might be limits on how often you can get certain services or a cap on money spent per year. Knowing these details helps plan better for long-term care without surprise bills later.

Finally, if the current plan doesn’t fit well with needs due to degenerative joint disease, consider looking into other plans or additional coverage during open enrollment periods. Always keep records of all talks with your insurance place as they can be vital in case there are disputes over what was agreed upon regarding coverage.

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